How Do I Settle a Car Accident Claim Without a Lawyer?

You can settle your car accident claim yourself, without the help of a lawyer. Many injured victims can find this overwhelming and time-consuming. It is a good idea to get a skilled car accident lawyer right away.

A lawyer is available to answer all your questions and evaluate your case. They can also help you decide if your case is worth pursuing a settlement for your car accident claim. Reputable personal injury attorneys offer free consultations. They will also represent you for a fee so that you don’t have to pay anything extra.

There are many issues you might face when seeking a car accident settlement

Although the claims process described above may appear straightforward, there may be issues at any point. When you file a claim, you may encounter pushback from your insurance company.

Keep in mind that an insurer will try to pay as little as possible for every claim. Insurance adjusters will often look for ways to reject or devalue your case. The insurance company may use the following tactics:

You can lower the value of your claim

Insurance companies often offer a lowball deal to car accident victims in order to save them from having to negotiate.

There is a catch. This offer may not reflect the true value your damages. You will be responsible for any future losses and expenses.

The insurer will rely on the fact you have medical bills and are unable to work because of your injuries. This leaves you little time to negotiate a better settlement. An auto collision lawyer can represent you in negotiations and will not settle for less than what you deserve.

Get your Statements Out of Context

Watch out for what you say right after the collision, particularly when speaking with your insurance company or online. Your financial recovery could be affected by any statements you make regarding the accident or about your health.

Interviews with an adjuster can be used to discuss your possible fault and your actions prior to the crash. This could weaken your claim that the other driver was at fault. Your case could be thrown out by a single mistake! You don’t have the right to be afraid; a car accident lawyer can help you communicate with your attorney to protect your claim.

Suggestion: You caused the collision

Your insurance company may also be able to blame you and deny your claim, implying that your actions were responsible for the collision. You will need to decide whether you want to seek additional evidence or sue the at-fault driver.

You will have to fight for your rights to damages. This fight could last months. An attorney is familiar with the steps involved in proving a car accident claim and can use this knowledge to help you.